Warther Financial Group is an independent Registered Investment Advisor (RIA) headquartered in Akron, Ohio with over 30 years of experience. Our experienced, fully committed management team is accountable for over $100 million in Assets Under Advisement.
We take pride in our detailed approach of putting our clients needs and goals first. Our company strives to acquire and maintain a highly satisfied clientele by setting the highest standard of excellence for ourselves and for the services we provide. Our goal is to allow all of our clients to reach the financial wealth they have always wanted to achieve.
Retirement planning today has taken on many new dimensions that never had to be considered by earlier generations. For one, people are living longer.
We take pride in our commitment to excellence in financial planning. Our team consists of experienced, educated, and dedicated individuals who addresses all aspects of a financial plan - from tax strategy, retirement distributions, education, estate planning and more.
Investment Management is the core of our services. Keeping costs low, managing tax implications, capturing true performance and protecting from down markets remain our main approach.
Series 7, 63 & 65, Life & Health Licenses, Ohio University Pre Law
Bob Warther represents one of the most brilliant minds of the financial services industry elite. Since the beginning of his career in 1972, Bob has gained the knowledge and expertise rarely achieved by other advisors.
Kent State University, B.A. in Business Management
Josh brings his unique background and skill set to drive team results in order to exceed both firm and customer goals. He has years of experience in business development, client relationship management and marketing.
Remember way back to your first paycheck. The moment you open the envelope anticipating the windfall when all your hard work pays off. Then, like a swift kick to your gut, realty hits. Your takeaway earnings are almost always way lower than what you expected.
Once the shock and horror of taxes goes away, money management comes into play. Most of the time these days, paychecks are spent before the money hits your account. If only at the moment of your first paycheck you had implemented the ‘holy grail’ of personal finance, pay yourself first. According to a recent article from Forbes, “only 23% of Americans have enough emergency savings to cover six months of expenses (the amount many advisers recommend for financial security should something unforeseen happen)—and 26% have no emergency savings at all.1”
Almost any large nonprofit organization has a planned giving department that will guide you through the maze of giving options available. While planned giving can be very beneficial – and profitable for organizations, it’s also an effective way for you to realize significant tax benefits, have income provided, and be assured that the organization or charity that you’ve supported for years will continue to be provided for in the future.
Navigating through the various planned giving options is not for the faint of heart, and most people will benefit from the assistance provided by a financial planner, who can help you create an estate plan that is centered on the planned giving options you’re most comfortable with. Here are just a few of the options to keep in mind when creating your estate plan:
Leave a Bequest - One of the simplest ways to remember your favorite charity is by giving through a will or living trust, designating an amount or leave a percentage of your estate to the charity of your choice.
Accumulating wealth turns out to be a double-edged sword for business owners. It certainly has its privileges, but it also comes with additional risk exposures. In a 2011 Zogby survey, 92 percent of people with a high new worth indicated concerns over the possibility of home invasions, muggings, kidnapping, and even random street crimes. Not mentioned widely was the ever increasing risk of cyber crime, which can do serious financial, reputation and identity damage. One way some potential victims are attempting to reduce their risk is through a significant reduction of their profile; however, it is becoming increasingly difficult to fly under the radar. A more proactive approach, and one recommended by risk management experts, is to incorporate a deliberate strategy of preemptive security and risk management in order to minimize potential threats.